About Us

Company Overview

Passport Title is a Best Practices compliant title insurance agency and real estate settlement company exclusively focused on title agency partnerships.

Through our industry-first partnership model, we provide a platform for end-to-end settlement processing, support operations, title insurance agency and compliance functions to attorneys, title agents and title agency owners. We help our partners achieve greater business success as part of a larger entity than they would alone.

With a growing footprint, Passport Title operates across a seven state region and the District of Columbia. We provide support for commercial and residential transactions nationally through our underwriters.

We are a trusted service provider to over 300 national, regional and local lenders. Our lender relationships are built around sound risk management, quality controls and Best Practices compliance.

Passport Title is privately held and independent. This structure allows us to focus on and invest in serving the interests of our partners.

Contact us today to discuss how a partnership with Passport Title could be right for you.

Call: 301-345-0868
Email: partnerships@passporttitle.com

Our History

Since our founding in 2005, Passport Title has been known for helping attorneys, title agents and title agency owners succeed.

We broke ground in the business of real estate settlements when we pioneered a title agency partnership model in 2008 after the mortgage crisis. The collapse of the real estate market caused a significant reduction in settlement volume across the industry; many attorneys, title agency owners and title producers could no longer afford staff and agency infrastructure. Passport Title innovated to provide a title insurance agency and settlement processing platform to the market, which enabled our partners to continue in business profitably.

A continuous improvement philosophy has kept Passport Title at the forefront of the industry. In 2016, Passport Title became one of only a small percentage of title companies across the country to achieve independent, third party certification of compliance with ALTA Best Practices.

Just as we were committed to helping title agents persevere during the housing market crisis, we’re equally prepared today to help our growing community of attorneys, title agents and title agency owners succeed in a landscape of increasingly complex regulations, costly technology requirements and heightened risk management.

Integrity, determination, innovation and leadership were at the core of our company in 2005, and they are values we continue to honor today.

Read more here about our approach to innovation.


John R. H. Cotter | President and Chief Executive Officer

John has a demonstrated track record of innovation in the title industry having built business models that  anticipate market changes. He was a pioneer of affiliated business arrangements in the Mid-Atlantic where he established over 50 RESPA-compliant title agencies.

After working in leadership positions for large, multi-state title companies, John founded Passport Title Services, LLC, in 2005.  Recognizing a shifting landscape, early in 2008 he introduced an industry-first partnership model to support title agents who faced business challenges following the mortgage crisis. John has grown Passport Title’s client base from a small number of attorneys to a large community of attorneys, title agents and title agency owners who enjoy the benefits of Passport Title's platform for real estate settlements.

John was born in Venezuela, raised in Bahrain and educated in England at The Prebendal School and King's School Gloucester before coming to America, where he graduated from the University of Maryland.

John now works across seven states and the District of Columbia and calls South Carolina home. He is a licensed title producer.

Email: jcotter@passporttitle.com
Call: 240-542-1920
Connect: linkedin.com/in/john-r-h-cotter


Susan Kenney Cotter | Corporate Development

Susan is a marketing strategist and profit and loss leader who builds, transforms and grows insurance businesses.

She has held officer level sales, marketing and product roles for leading insurance companies, including AIG and Colonial Life, helping them achieve growth and adapt to changing market environments. Susan also has experience in the legislative and regulatory arena thanks to her time working in Washington, DC on behalf of insurers and their customers.

Susan has a passion for leading and developing high performing teams. Read more here about her approach to leadership.

Susan is a graduate of the University of South Carolina in Columbia, South Carolina and received her master’s degree from the Monterey Institute of International Studies in Monterey, California. She is a licensed title producer.

Email: scotter@passporttitle.com
Call: 410-846-6611
Connect: linkedin.com/in/susan-kenney-cotter


admin-ajaxMichael K. Rizk, Esq. | General Counsel

Mike is a licensed attorney with over 20 years of experience in the field of real estate law. His expertise was developed through hands-on experience with thousands of real estate transactions in the Mid-Atlantic.  He was formerly a partner in Redden and Rizk, P.A. until 1992, at which time he started his own law firm, Michael K. Rizk, P.A., and his own settlement company, USA Settlements, Inc.

In 2008, Mike merged his business with Passport Title and joined the organization as general counsel.

Mike is a graduate of Arizona State University and received his juris doctor from the University of Miami. He is a licensed title producer.

Email: mrizk@passporttitle.com
Call: 240-747-7072

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