Passport Title is a Best Practices compliant title insurance agency and real estate settlement company exclusively focused on title agency partnerships.
Through our industry-first partnership model, we provide a platform for end-to-end settlement processing, support operations, title insurance agency and compliance functions. We help our partners achieve greater business success as part of a larger entity than they would alone.
With a growing footprint, Passport Title operates across a five state region and the District of Columbia. We provide support for commercial and residential transactions nationally.
We are a trusted service provider to over 250 national, regional and local lenders. Our lender relationships are built around sound risk management, quality controls and Best Practices compliance.
Passport Title is privately held and independent. This structure allows us to focus on serving the interests of our title agent partners.
Contact us today to discuss how a partnership with Passport Title could be right for you.
Since our founding in 2005, Passport Title has been known for helping title agents succeed.
We broke ground in the business of real estate settlements when we pioneered a title agency partnership model in 2008 after the mortgage crisis. The collapse of the real estate market caused a significant reduction in settlement volume across the industry; many attorneys, title agency owners and title producers could no longer afford staff and agency infrastructure. Passport Title innovated to provide a title insurance agency and settlement processing platform to the market, which enabled our partners to continue in business.
A continuous improvement philosophy has kept Passport Title at the forefront of the industry. In 2016, Passport Title became one of only a small percentage of title companies across the country to achieve independent, third party certification of compliance with ALTA Best Practices.
Just as we were committed to helping title agents persevere during the housing market crisis, we’re equally prepared today to help our growing community of attorneys and title agents succeed in a landscape of increasingly complex regulations, costly technology requirements and heightened risk management.
Integrity, determination, innovation and leadership were at the core of our company in 2005, and they are values we continue to honor today.
John R. H. Cotter | President and Chief Executive Officer
John has a demonstrated track record of innovation in the title industry having built business models that anticipate market changes. He was a pioneer of affiliated business arrangements in the Mid-Atlantic where he established over 50 RESPA-compliant title agencies.
After working in leadership positions for large, multi-state title companies, John founded Passport Title Services, LLC, in 2005. Recognizing a shifting landscape, early in 2008 he introduced an industry-first partnership model to support title agents who faced business challenges following the mortgage crisis. John has grown Passport Title’s client base from a small number of attorneys to a large community of title agents who enjoy the benefits of Passport Title's platform for real estate settlements.
John is a graduate of the University of Maryland.
Cheryl L. Gray | Processing Manager
Cheryl began her career in the title industry as a title processor in training. She advanced to roles of increasing responsibility while working for two prominent Maryland-based title companies. Cheryl joined Passport Title in 2010 and, in 2012, was promoted to processing manager. She oversees daily operations and provides leadership to Passport Title's processing teams. Cheryl's experience in title operations includes multi-state expertise in clearing title and case processing for property transactions.
Susan Kenney Cotter | Corporate Development
Susan is a marketing strategist and profit and loss leader with experience building, transforming and growing insurance businesses.
She has held officer level sales, marketing and product roles for leading insurance organizations, including AIG and Colonial Life, helping them achieve growth and adapt to changing market environments. Susan also has experience in the legislative and regulatory arena thanks to her time working in Washington, DC on behalf of insurers and their customers.
Susan is a graduate of the University of South Carolina in Columbia, South Carolina and received her master’s degree from the Monterey Institute of International Studies in Monterey, California.
Michael K. Rizk, Esq. | General Counsel
Mike is a licensed attorney with over 20 years of experience in the field of real estate law. His expertise was developed through hands-on experience with thousands of real estate transactions in the Mid-Atlantic. He was formerly a partner in Redden and Rizk, P.A. until 1992, at which time he started his own law firm, Michael K. Rizk, P.A., and his own settlement company, USA Settlements, Inc.
In 2008, Mike merged his business with Passport Title and joined the organization as general counsel.
Mike is a graduate of Arizona State University and received his juris doctor from the University of Miami.
what people say about us
I have been in business for over 30 years and have participated in a lot of settlements, so I don't get impressed easily. But dealing with Passport Title gives me peace of mind that information is looked at closely, service is conducted at the highest level and communication is outstanding. —Realtor, Virginia